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Insights for SoFi Technologies Inc.
NASDAQ: SOFI
02 - Racing Ahead
Sector: Financial Services & Legal
Industry: Fintech Platforms | Lending Platforms
Based on PEG Ratio: 03 - Over Valued
Today's Price
updated on: 		12.69 (1.44%)
Open 12.685 (0.04%)
High (Upside %) 12.93 (1.89%)
Low (Downside %) 12.58 (0.87%)
P. Close 12.51 (1.44%)
Open-High % 1.93%
Open-Low % 0.83%
Low-High % 2.78%
Previous Data

SOFI is a Stock listed in the US on the NASDAQ under the ticker 'SOFI'

Company Summary

Business Units or Product Lines

SoFi Technologies operates through three main product lines: Lending, Financial Services, and Technology Platform. The Lending segment offers student loan refinancing, personal loans, and home loans. The Financial Services segment provides services such as SoFi Money, SoFi Invest, and SoFi Credit Card. The Technology Platform, through its acquisition of Galileo, offers technology services to enable financial services.

Business Models for Each Product Line

In Lending, SoFi generates revenue through interest income, origination fees, and loan sale gains. Major expenses include interest expenses and provisions for credit losses. Financial Services revenue is generated through transaction fees, interest income, and management fees, while expenses include marketing and customer acquisition costs. The Technology Platform earns revenue through platform fees from client financial institutions, with major expenses related to technology infrastructure and development.

Future Opportunities for Growth

SoFi has opportunities to grow by expanding its Financial Services offerings, such as through new financial products and increased adoption of existing ones. Its Technology Platform division has potential for growth by acquiring more clients and entering new markets. Additionally, the company can leverage cross-selling opportunities between its business segments to increase user engagement and revenue.

Potential Major Risks

Potential major risks include the economic impact on lending repayment rates, increased competition within the financial services sector, regulatory changes affecting financial technology, and the need to continuously innovate within its Technology Platform to keep pace with industry developments.

Learn More about SoFi Technologies Inc.: Company Insights by Algobear (ChatGPT);

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Also read: https://finance.yahoo.com/SOFI/profile

Basic Stats
Market Cap-Display Market Cap-Actual Market Cap Enterprise Value-Display Trailing P/E Forward P/E PEG Ratio (5yr expected) Price/Sales Price/Book Enterprise Value/Revenue Profit Margin Operating Margin Return on Assets Return on Equity Revenue-Display Revenue-Actual Revenue Quarterly Revenue Growth EBITDA-Display Diluted EPS Quarterly Earnings Growth Total Cash-Display Total Cash-Actual Total Cash Total Debt-Display Total Debt-Actual Total Debt Total Debt/Equity Current Ratio Operating Cash Flow-Display Operating Cash Flow-Actual Operating Cash Flow Levered Free Cash Flow-Display % Held by Insiders % Held by Institutions
12.12 B 12120000000.0 12.12 nan B 28.15 37.17 2.06 4.63 1.86 5.87 18.87% 8.32% 1.50% 8.26% 2.64 B 2640000000.0 2.64 20.50% nan B 0.39 593.90% 2.83 B 2830000000.0 2.83 3.2 B 3200000000.0 3.2 0.4911 1.19 -1120.0 mn -1120000000.0 -1.12 nan B 3.32% 47.65%

source:https://finance.yahoo.com/SOFI/key-statistics

Reading Information

source:https://finance.yahoo.com/SOFI/key-statistics

source:https://www.google.com/finance/quote/SOFI:NASDAQ

source:https://finance.yahoo.com/SOFI/analysis

source:https://finance.yahoo.com/SOFI/fair-value

source:https://www.nasdaq.com/market-activity/stocks/SOFI/price-earnings-peg-ratios

Upside-Downside Spread
Key Weighted 5D 1M 3M 6M 1Y 3Y 10Y
Upside % (high) 24.33% 14.3% (14.505) 14.3% (14.505) 34.83% (17.11) 45.15% (18.42) 45.15% (18.42) 45.15% (18.42) 96.61% (24.95)
Downside % (low) 23.88% 5.04% (12.05) 32.23% (8.6) 32.23% (8.6) 32.23% (8.6) 52.64% (6.01) 66.59% (4.24) 66.59% (4.24)
Spread % 0.45% 9.26% -17.93% 2.6% 12.92% -7.49% -21.43% 30.02%

SOFI's price used for computing the stats is 12.69 as on date

Cumulative Return Percent
Key Today 5D 2W 1M 3M 6M 1Y 3Y 10Y
Last Price-Trend PrevClose 1.44% 3.09% 19.04% 9.11% -21.08% 24.66% 80.13% 101.75%
Last Price 12.69 12.69 12.69 12.69 12.69 12.69 12.69 12.69 12.69
Trend-Previous Close 12.51 12.31 10.66 11.63 16.08 10.18 7.045 6.29 None

SOFI's symbol cumulative return percent is computed basis data from date

Return Velocity
5D 2W 1M 3M 6M 1Y
5D window
Metric Mean Median Stdev
Overall 13.34% 13.95 17.3% 14.44 8.96% 12.3 15.61
Up 15.87% 14.26 17.3% 14.44 5.85% 13.18 15.34
Down -0.53% 12.24 0% 12.31 1.18% 12.03 12.46
5D Opportunity:
returns: 3.09% (24.64%), p.close: 12.31
entry: 15.34, exit: 15.61, min.ret: -1.72%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 9.78% 13.51 6.94% 13.16 8.05% 12.03 15.0
Up 11.32% 13.7 10.42% 13.59 7.08% 12.4 15.01
Down -0.71% 12.22 0% 12.31 1.1% 12.02 12.42
5D Opportunity:
returns: 3.09% (21.93%), p.close: 12.31
entry: 15.01, exit: 15.0, min.ret: 0.06%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 1.56% 12.5 2.89% 12.67 12.73% 10.15 14.85
Up 8.58% 13.37 6.45% 13.1 7.63% 11.96 14.78
Down -6.72% 11.48 -2.6% 11.99 7.89% 10.03 12.94
5D Opportunity:
returns: 3.09% (20.02%), p.close: 12.31
entry: 14.78, exit: 14.85, min.ret: -0.53%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall -1.77% 12.09 -3.73% 11.85 10.34% 10.18 14.0
Up 5.61% 13.0 3.1% 12.69 6.18% 11.86 14.14
Down -6.83% 11.47 -4.88% 11.71 6.28% 10.31 12.63
5D Opportunity:
returns: 3.09% (14.88%), p.close: 12.31
entry: 14.14, exit: 14.0, min.ret: 0.99%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 1.42% 12.49 1.29% 12.47 10.01% 10.64 14.33
Up 6.63% 13.13 5.23% 12.95 6.57% 11.91 14.34
Down -4.86% 11.71 -3.02% 11.94 5.46% 10.7 12.72
5D Opportunity:
returns: 3.09% (16.49%), p.close: 12.31
entry: 14.34, exit: 14.33, min.ret: 0.04%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 1.46% 12.49 0.97% 12.43 8.96% 10.83 14.15
Up 5.74% 13.02 3.83% 12.78 6.1% 11.89 14.14
Down -4.04% 11.81 -2.41% 12.01 4.78% 10.93 12.69
5D Opportunity:
returns: 3.09% (14.89%), p.close: 12.31
entry: 14.14, exit: 14.15, min.ret: -0.02%
Using: 5D trend, 0 Days Left
2W window
Metric Mean Median Stdev
Overall 16.09% 12.38 15.85% 12.35 7.06% 11.25 13.5
Up 18.73% 12.66 21.87% 12.99 6.44% 11.63 13.69
Down -2.72% 10.37 -1.11% 10.54 3.68% 9.78 10.96
2W Opportunity: SELL-APPROACHING
returns: 19.04% (28.39%), p.close: 10.66
entry: 13.69, exit: 13.5, min.ret: 1.34%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall -0.32% 10.63 -1.82% 10.47 17.43% 7.84 13.41
Up 10.87% 11.82 7.93% 11.51 9.11% 10.36 13.28
Down -12.31% 9.35 -9.68% 9.63 11.03% 7.58 11.11
2W Opportunity: SELL-APPROACHING
returns: 19.04% (24.53%), p.close: 10.66
entry: 13.28, exit: 13.41, min.ret: -1.04%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall -3.54% 10.28 -5.41% 10.08 13.67% 8.1 12.47
Up 8.6% 11.58 6.83% 11.39 8.39% 10.24 12.92
Down -10.79% 9.51 -8.42% 9.76 8.81% 8.1 10.92
2W Opportunity: SELL-APPROACHING
returns: 19.04% (21.19%), p.close: 10.66
entry: 12.92, exit: 12.47, min.ret: 3.48%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 3.04% 10.98 2.47% 10.92 14.41% 8.68 13.29
Up 11.08% 11.84 9.28% 11.65 9.13% 10.38 13.3
Down -7.22% 9.89 -4.88% 10.14 7.69% 8.66 11.12
2W Opportunity: SELL-APPROACHING
returns: 19.04% (24.77%), p.close: 10.66
entry: 13.3, exit: 13.29, min.ret: 0.09%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 2.75% 10.95 0.9% 10.76 12.46% 8.96 12.95
Up 9.53% 11.68 7.52% 11.46 8.57% 10.31 13.05
Down -6.0% 10.02 -3.95% 10.24 6.42% 8.99 11.05
2W Opportunity: SELL-APPROACHING
returns: 19.04% (22.39%), p.close: 10.66
entry: 13.05, exit: 12.95, min.ret: 0.77%
Using: 2W trend, 0 Days Left
1M window
Metric Mean Median Stdev
Overall -9.03% 10.58 -9.4% 10.54 9.95% 8.85 12.31
Up 9.36% 12.72 8.87% 12.66 7.09% 11.48 13.96
Down -22.38% 9.03 -22.43% 9.02 4.51% 8.24 9.81
1M Opportunity:
returns: 9.11% (19.99%), p.close: 11.63
entry: 13.96, exit: 12.31, min.ret: 11.75%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall -9.82% 10.49 -10.4% 10.42 10.61% 8.64 12.34
Up 9.96% 12.79 9.28% 12.71 7.99% 11.39 14.18
Down -18.46% 9.48 -20.07% 9.3 8.41% 8.02 10.95
1M Opportunity:
returns: 9.11% (21.94%), p.close: 11.63
entry: 14.18, exit: 12.34, min.ret: 13.0%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 7.36% 12.49 1.51% 11.81 23.75% 8.34 16.63
Up 19.61% 13.91 14.02% 13.26 16.51% 11.03 16.79
Down -11.24% 10.32 -9.67% 10.51 9.93% 8.59 12.05
1M Opportunity:
returns: 9.11% (44.37%), p.close: 11.63
entry: 16.79, exit: 16.63, min.ret: 0.95%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 5.34% 12.25 1.12% 11.76 18.74% 8.98 15.52
Up 15.47% 13.43 10.57% 12.86 14.05% 10.98 15.88
Down -9.11% 10.57 -6.87% 10.83 8.22% 9.14 12.01
1M Opportunity:
returns: 9.11% (36.54%), p.close: 11.63
entry: 15.88, exit: 15.52, min.ret: 2.26%
Using: 1M trend, 0 Days Left

SOFI's symbol current price is 12.69 (1.44%) as on . Yesterday's close was 12.51. It's return velocities are computed basis data from date .

Associated Tags