Insights for Synovus Financial Corp.
New York Stock Exchange: SNV
05 - Growing & Profitable but Heavily Leveraged

Industry: Banks
Based on PEG Ratio: Unknown
Today's Price
updated on:
45.35 (2.83%)
Open 45.17 (0.4%)
High (Upside %) 45.505 (0.34%)
Low (Downside %) 44.52 (1.86%)
P. Close 44.1 (2.83%)
Open-High % 0.74%
Open-Low % 1.44%
Low-High % 2.21%
Previous Data

SNV is a Stock listed in the US on the New York Stock Exchange under the ticker 'SNV'

Company Summary

Business Units or Product Lines

Synovus Financial Corp. operates primarily through three main units: Commercial Banking, Retail Banking, and Corporate and Investment Banking. These units offer a range of financial services including commercial loans, retail loans, deposit products, wealth management, and investment banking services.

Business Models for Each Product Line

Commercial Banking generates revenue through interest on loans and fees from services like treasury management. Retail Banking earns through interest from consumer loans, mortgage products, and service fees. Corporate and Investment Banking gains revenue from advisory services, underwriting fees, and securities brokerage. Major expenses across these units include interest expenses on deposits, operational costs, and provisions for loan losses.

Future Opportunities for Growth

Synovus can expand its digital banking capabilities to meet increasing consumer demand for online services. Additionally, leveraging data analytics for personalized banking services and targeting underserved markets with tailored products present growth opportunities.

Potential Major Risks

The major risks include economic downturns leading to higher credit defaults, regulatory changes affecting banking operations, and competitive pressures from fintech companies encroaching on traditional banking services.

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Also read: https://finance.yahoo.com/SNV/profile

Basic Stats
Market Cap-Display Market Cap-Actual Market Cap Enterprise Value-Display Trailing P/E Forward P/E Price/Sales Price/Book Enterprise Value/Revenue Profit Margin Operating Margin Return on Assets Return on Equity Revenue-Display Revenue-Actual Revenue Quarterly Revenue Growth EBITDA-Display Diluted EPS Quarterly Earnings Growth Total Cash-Display Total Cash-Actual Total Cash Total Debt-Display Total Debt-Actual Total Debt Operating Cash Flow-Display Levered Free Cash Flow-Display % Held by Insiders % Held by Institutions
5.75 B 5750000000.0 5.75 nan B 11.63 8.74 2.95 1.18 4.16 28.67% 46.28% 0.92% 10.53% 1.93 B 1930000000.0 1.93 15.70% nan B 3.55 56.60% 2.71 B 2710000000.0 2.71 2.18 B 2180000000.0 2.18 nan B nan B 0.49% 88.64%

source:https://finance.yahoo.com/SNV/key-statistics

Upside-Downside Spread
Key Weighted 5D 1M 3M 6M 1Y 3Y 10Y
Upside % (high) 10.14% -1.35% (44.74) 3.15% (46.78) 26.17% (57.22) 32.13% (59.92) 32.13% (59.92) 32.13% (59.92) 32.13% (59.92)
Downside % (low) 17.37% 7.03% (42.16) 20.75% (35.94) 20.75% (35.94) 20.75% (35.94) 21.19% (35.74) 46.2% (24.4) 75.94% (10.91)
Spread % -7.23% -8.38% -17.6% 5.42% 11.38% 10.94% -14.07% -43.81%

SNV's price used for computing the stats is 45.35 as on date

Cumulative Return Percent
Key Today 5D 2W 1M 3M 6M 1Y 3Y 10Y
Last Price-Trend PrevClose 2.83% 4.69% 11.92% -2.97% -17.81% -10.29% 24.28% 7.54% 64.19%
Last Price 45.35 45.35 45.35 45.35 45.35 45.35 45.35 45.35 45.35
Trend-Previous Close 44.1 43.32 40.52 46.74 55.18 50.55 36.49 42.17 27.62

SNV's symbol cumulative return percent is computed basis data from date

Return Velocity
5D 2W 1M 3M 6M 1Y
5D window
Metric Mean Median Stdev
Overall 4.39% 45.22 4.29% 45.18 2.73% 43.45 46.99
Up 4.74% 45.37 4.92% 45.45 2.51% 43.74 47.01
Down -0.68% 43.02 0% 43.32 1.22% 42.23 43.82
5D Opportunity:
returns: 4.69% (8.51%), p.close: 43.32
entry: 47.01, exit: 46.99, min.ret: 0.03%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 4.2% 45.14 4.03% 45.07 2.26% 43.67 46.61
Up 4.67% 45.34 4.31% 45.19 1.89% 44.11 46.57
Down -0.64% 43.04 0% 43.32 1.01% 42.39 43.7
5D Opportunity: SELL-APPROACHING
returns: 4.69% (7.51%), p.close: 43.32
entry: 46.57, exit: 46.61, min.ret: -0.07%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall -1.56% 42.64 1.9% 44.14 8.38% 37.2 48.09
Up 4.15% 45.12 3.73% 44.94 3.88% 42.6 47.64
Down -5.28% 41.03 -1.65% 42.61 6.88% 36.56 45.5
5D Opportunity: SELL-APPROACHING
returns: 4.69% (9.96%), p.close: 43.32
entry: 47.64, exit: 48.09, min.ret: -0.94%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall -1.58% 42.63 -0.45% 43.13 6.22% 38.59 46.68
Up 2.62% 44.45 1.58% 44.01 3.04% 42.48 46.43
Down -4.01% 41.58 -2.02% 42.45 4.95% 38.37 44.8
5D Opportunity: SELL-APPROACHING
returns: 4.69% (7.18%), p.close: 43.32
entry: 46.43, exit: 46.68, min.ret: -0.53%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall -0.24% 43.22 0.11% 43.37 6.1% 39.25 47.18
Up 3.14% 44.68 1.89% 44.14 4.06% 42.04 47.31
Down -3.1% 41.98 -1.68% 42.59 3.98% 39.39 44.56
5D Opportunity: SELL-APPROACHING
returns: 4.69% (9.22%), p.close: 43.32
entry: 47.31, exit: 47.18, min.ret: 0.27%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.5% 43.54 0.76% 43.65 5.7% 39.84 47.24
Up 3.2% 44.71 2.15% 44.25 3.69% 42.31 47.11
Down -2.58% 42.2 -1.38% 42.72 3.49% 39.93 44.47
5D Opportunity: SELL-APPROACHING
returns: 4.69% (8.74%), p.close: 43.32
entry: 47.11, exit: 47.24, min.ret: -0.28%
Using: 5D trend, 0 Days Left
2W window
Metric Mean Median Stdev
Overall 6.98% 43.35 8.02% 43.77 3.22% 41.39 45.3
Up 8.67% 44.03 9.43% 44.34 3.15% 42.12 45.94
Down -1.65% 39.85 -0.51% 40.31 2.54% 38.31 41.4
2W Opportunity: SELL-APPROACHING
returns: 11.92% (13.39%), p.close: 40.52
entry: 45.94, exit: 45.3, min.ret: 1.39%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall -4.14% 38.84 -2.0% 39.71 11.55% 31.82 45.86
Up 4.76% 42.45 3.44% 41.91 4.39% 39.78 45.12
Down -9.55% 36.65 -6.08% 38.06 8.89% 31.25 42.05
2W Opportunity: SELL-ACTIVE
returns: 11.92% (11.34%), p.close: 40.52
entry: 45.12, exit: 45.86, min.ret: -1.65%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall -3.29% 39.19 -1.99% 39.72 8.75% 33.87 44.5
Up 3.38% 41.89 2.14% 41.39 3.79% 39.59 44.19
Down -6.96% 37.7 -4.58% 38.67 6.96% 33.47 41.93
2W Opportunity: SELL-ACTIVE
returns: 11.92% (9.07%), p.close: 40.52
entry: 44.19, exit: 44.5, min.ret: -0.7%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall -0.23% 40.43 0.75% 40.82 8.73% 35.12 45.73
Up 5.03% 42.56 3.05% 41.76 5.66% 39.11 46.0
Down -5.03% 38.48 -2.79% 39.39 5.77% 34.98 41.99
2W Opportunity: SELL-APPROACHING
returns: 11.92% (13.52%), p.close: 40.52
entry: 46.0, exit: 45.73, min.ret: 0.58%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 1.0% 40.92 1.02% 40.93 8.15% 35.97 45.88
Up 5.2% 42.63 3.56% 41.96 5.22% 39.45 45.8
Down -4.18% 38.83 -2.51% 39.5 4.95% 35.82 41.84
2W Opportunity: SELL-APPROACHING
returns: 11.92% (13.04%), p.close: 40.52
entry: 45.8, exit: 45.88, min.ret: -0.17%
Using: 2W trend, 0 Days Left
1M window
Metric Mean Median Stdev
Overall -11.46% 41.38 -11.44% 41.39 4.51% 38.22 44.55
Up 3.81% 48.52 2.91% 48.1 4.15% 45.61 51.43
Down -17.57% 38.53 -18.03% 38.31 2.82% 36.55 40.51
1M Opportunity:
returns: -2.97% (-21.8%), p.close: 46.74
entry: 36.55, exit: 38.22, min.ret: 4.57%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall -7.24% 43.35 -9.05% 42.51 9.23% 36.88 49.83
Up 3.99% 48.6 2.79% 48.04 3.98% 45.81 51.39
Down -12.48% 40.91 -15.02% 39.72 7.86% 35.4 46.42
1M Opportunity:
returns: -2.97% (-24.27%), p.close: 46.74
entry: 35.4, exit: 36.88, min.ret: 4.2%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall -0.44% 46.53 -5.41% 44.21 12.86% 37.52 55.55
Up 7.99% 50.48 4.69% 48.93 8.59% 44.45 56.5
Down -8.78% 42.63 -7.02% 43.46 7.45% 37.41 47.85
1M Opportunity:
returns: -2.97% (-19.95%), p.close: 46.74
entry: 37.41, exit: 37.52, min.ret: 0.29%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 1.61% 47.49 0.71% 47.07 11.27% 39.59 55.4
Up 8.24% 50.59 5.61% 49.36 8.01% 44.97 56.2
Down -7.07% 43.43 -5.61% 44.12 6.44% 38.92 47.95
1M Opportunity:
returns: -2.97% (-16.73%), p.close: 46.74
entry: 38.92, exit: 39.59, min.ret: 1.72%
Using: 1M trend, 0 Days Left

SNV's symbol current price is 45.35 (2.83%) as on . Yesterday's close was 44.1. It's return velocities are computed basis data from date .