Insights for Oportun Financial Corporation
NASDAQ: OPRT
11 - Losing Steam - loss-making but can fund turnaround

Based on PEG Ratio: Unknown
Today's Price
updated on:
5.12 (0.0%)
Open 0.0 (0.0%)
High (Upside %) 0.0 (-100.0%)
Low (Downside %) 0.0 (0.0%)
P. Close 5.12 (0.0%)
Open-High % 0.0%
Open-Low % 0.0%
Low-High % 0.0%
Previous Data

OPRT is a Stock listed in the US on the NASDAQ under the ticker 'OPRT'

Company Summary

Business Units or Product Lines

Oportun Financial Corporation offers personal loans, credit cards, and auto loans. The company focuses on providing financial services to individuals with little or no credit history.

Business Models for Each Product Line

The company generates revenue through interest income from personal and auto loans, and service fees from its credit card products. Major expenses include the cost of funding, provision for loan losses, and operating expenses related to loan origination and servicing.

Future Opportunities for Growth

Oportun plans to expand its digital platform, increase its customer base by offering new financial products, and penetrate new geographic markets.

Potential Major Risks

Key risks include changes in interest rates, regulatory changes affecting the financial services industry, economic downturns affecting borrowers' ability to repay, and increases in default rates.

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Also read: https://finance.yahoo.com/OPRT/profile

Basic Stats
Market Cap-Display Market Cap-Actual Market Cap Enterprise Value-Display Trailing P/E Forward P/E Price/Sales Price/Book Enterprise Value/Revenue Profit Margin Operating Margin Return on Assets Return on Equity Revenue-Display Revenue-Actual Revenue Quarterly Revenue Growth EBITDA-Display Diluted EPS Total Cash-Display Total Cash-Actual Total Cash Total Debt-Display Total Debt-Actual Total Debt Total Debt/Equity Current Ratio Operating Cash Flow-Display Operating Cash Flow-Actual Operating Cash Flow Levered Free Cash Flow-Display % Held by Insiders % Held by Institutions
170.0 mn 166580000.0 0.17 nan B 54.17 5.3 0.63 0.47 10.13 -10.30% 4.50% -2.37% -20.75% 760.0 mn 763620000.0 0.76 -15.80% nan B -1.95 70.0 mn 73740000.0 0.07 2.82 B 2820000000.0 2.82 7.9773000000000005 9.48 390.0 mn 393520000.0 0.39 nan B 8.86% 63.75%

source:https://finance.yahoo.com/OPRT/key-statistics

Upside-Downside Spread
Key Weighted 5D 1M 3M 6M 1Y 3Y 10Y
Upside % (high) 41.74% 5.25% (5.3889) 14.1% (5.842) 80.57% (9.245) 80.57% (9.245) 80.57% (9.245) 151.17% (12.86) 445.9% (27.95)
Downside % (low) 22.35% 8.2% (4.7) 20.9% (4.05) 26.76% (3.75) 51.06% (2.5055) 53.81% (2.365) 59.96% (2.05) 59.96% (2.05)
Spread % 19.39% -2.95% -6.8% 53.81% 29.5% 26.76% 91.21% 385.94%

OPRT's price used for computing the stats is 5.12 as on date

Cumulative Return Percent
Key Today 5D 2W 1M 3M 6M 1Y 3Y 10Y
Last Price-Trend PrevClose 0.0% 6.89% 24.57% -8.73% 33.68% 100.0% 62.54% -59.2%
Last Price 5.12 5.12 5.12 5.12 5.12 5.12 5.12 5.12 5.12
Trend-Previous Close 5.12 4.79 4.11 5.61 3.83 2.56 3.15 12.55 None

OPRT's symbol cumulative return percent is computed basis data from date

Return Velocity
5D 2W 1M 3M 6M 1Y
5D window
Metric Mean Median Stdev
Overall 13.09% 5.42 11.28% 5.33 5.51% 5.02 5.81
Up 14.7% 5.49 14.29% 5.47 4.33% 5.18 5.81
Down -1.22% 4.73 0% 4.79 2.26% 4.57 4.89
5D Opportunity:
returns: 6.89% (21.19%), p.close: 4.79
entry: 5.81, exit: 5.81, min.ret: -0.13%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 9.75% 5.26 11.27% 5.33 7.29% 4.73 5.78
Up 11.5% 5.34 11.44% 5.34 6.19% 4.9 5.79
Down -2.69% 4.66 -0.82% 4.75 3.65% 4.4 4.92
5D Opportunity:
returns: 6.89% (20.77%), p.close: 4.79
entry: 5.79, exit: 5.78, min.ret: 0.07%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall -2.11% 4.69 -3.68% 4.61 13.27% 3.74 5.64
Up 6.7% 5.11 5.38% 5.05 6.32% 4.66 5.57
Down -8.49% 4.38 -6.23% 4.49 8.09% 3.8 4.96
5D Opportunity: SELL-APPROACHING
returns: 6.89% (16.18%), p.close: 4.79
entry: 5.57, exit: 5.64, min.ret: -1.39%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 3.62% 4.96 -0.4% 4.77 17.25% 3.72 6.2
Up 10.72% 5.3 5.47% 5.05 13.54% 4.33 6.28
Down -6.17% 4.49 -5.04% 4.55 6.77% 4.01 4.98
5D Opportunity:
returns: 6.89% (31.03%), p.close: 4.79
entry: 6.28, exit: 6.2, min.ret: 1.17%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 3.57% 4.96 1.59% 4.87 13.42% 4.0 5.93
Up 8.64% 5.2 5.04% 5.03 10.96% 4.42 5.99
Down -4.64% 4.57 -3.43% 4.63 5.4% 4.18 4.96
5D Opportunity:
returns: 6.89% (25.08%), p.close: 4.79
entry: 5.99, exit: 5.93, min.ret: 1.1%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 1.79% 4.88 0% 4.79 12.17% 4.0 5.75
Up 7.07% 5.13 3.49% 4.96 9.71% 4.43 5.83
Down -4.93% 4.55 -3.73% 4.61 5.09% 4.19 4.92
5D Opportunity:
returns: 6.89% (21.63%), p.close: 4.79
entry: 5.83, exit: 5.75, min.ret: 1.31%
Using: 5D trend, 0 Days Left
2W window
Metric Mean Median Stdev
Overall 7.91% 4.44 10.08% 4.52 16.06% 3.45 5.42
Up 12.54% 4.63 10.08% 4.52 11.87% 3.89 5.36
Down -9.02% 3.74 -6.69% 3.83 8.79% 3.2 4.28
2W Opportunity: SELL-APPROACHING
returns: 24.57% (30.35%), p.close: 4.11
entry: 5.36, exit: 5.42, min.ret: -1.26%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall -6.46% 3.84 -6.4% 3.85 18.78% 2.69 5.0
Up 8.19% 4.45 5.47% 4.33 9.2% 3.88 5.01
Down -14.85% 3.5 -14.34% 3.52 10.92% 2.83 4.17
2W Opportunity: SELL-ACTIVE
returns: 24.57% (21.99%), p.close: 4.11
entry: 5.01, exit: 5.0, min.ret: 0.23%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 7.1% 4.4 1.6% 4.18 27.62% 2.7 6.1
Up 19.14% 4.9 7.64% 4.42 22.84% 3.49 6.3
Down -9.81% 3.71 -5.88% 3.87 10.12% 3.08 4.33
2W Opportunity: SELL-APPROACHING
returns: 24.57% (53.4%), p.close: 4.11
entry: 6.3, exit: 6.1, min.ret: 3.17%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 6.82% 4.39 2.95% 4.23 20.99% 3.1 5.68
Up 14.98% 4.73 8.89% 4.48 17.95% 3.62 5.83
Down -7.18% 3.82 -4.59% 3.92 8.12% 3.31 4.32
2W Opportunity: SELL-APPROACHING
returns: 24.57% (41.9%), p.close: 4.11
entry: 5.83, exit: 5.68, min.ret: 2.53%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 4.18% 4.28 0% 4.11 19.29% 3.09 5.47
Up 12.71% 4.63 5.55% 4.34 16.39% 3.62 5.64
Down -7.65% 3.8 -6.38% 3.85 7.17% 3.35 4.24
2W Opportunity: SELL-APPROACHING
returns: 24.57% (37.29%), p.close: 4.11
entry: 5.64, exit: 5.47, min.ret: 3.05%
Using: 2W trend, 0 Days Left
1M window
Metric Mean Median Stdev
Overall -21.86% 4.38 -22.74% 4.33 7.27% 3.77 5.0
Up 4.02% 5.84 3.61% 5.81 4.15% 5.49 6.18
Down -28.27% 4.02 -27.89% 4.05 4.11% 3.68 4.37
1M Opportunity:
returns: -8.73% (-34.43%), p.close: 5.61
entry: 3.68, exit: 3.77, min.ret: 2.55%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 14.88% 6.44 -2.91% 5.45 45.62% 2.61 10.28
Up 39.86% 7.85 12.87% 6.33 46.02% 3.97 11.72
Down -15.08% 4.76 -10.53% 5.02 13.01% 3.67 5.86
1M Opportunity:
returns: -8.73% (-34.59%), p.close: 5.61
entry: 3.67, exit: 2.61, min.ret: -28.98%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 14.56% 6.43 6.11% 5.95 34.6% 3.51 9.34
Up 30.24% 7.31 15.5% 6.48 35.61% 4.31 10.3
Down -10.55% 5.02 -7.11% 5.21 10.88% 4.1 5.93
1M Opportunity:
returns: -8.73% (-26.87%), p.close: 5.61
entry: 4.1, exit: 3.51, min.ret: -14.33%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 9.89% 6.16 0.04% 5.61 31.41% 3.52 8.81
Up 25.7% 7.05 12.87% 6.33 31.96% 4.36 9.74
Down -11.48% 4.97 -9.89% 5.06 9.76% 4.14 5.79
1M Opportunity:
returns: -8.73% (-26.13%), p.close: 5.61
entry: 4.14, exit: 3.52, min.ret: -15.02%
Using: 1M trend, 0 Days Left

OPRT's symbol current price is 5.12 (0.0%) as on . Yesterday's close was 5.12. It's return velocities are computed basis data from date .