Insights for OneMain Holdings, Inc.
New York Stock Exchange: OMF
08 - Losing Steam - very profitable & can fund turnaround

Based on PEG Ratio: Unknown
Today's Price
updated on:
47.59 (1.1%)
Open 47.64 (-0.1%)
High (Upside %) 48.25 (1.39%)
Low (Downside %) 47.07 (1.1%)
P. Close 47.07 (1.1%)
Open-High % 1.28%
Open-Low % 1.2%
Low-High % 2.51%
Previous Data

OMF is a Stock listed in the US on the New York Stock Exchange under the ticker 'OMF'

Company Summary

Business Units or Product Lines

OneMain Holdings, Inc. primarily operates in the consumer finance sector, focusing on personal loans with some insurance products. Its core business involves providing personal loans to non-prime customers for debt consolidation, home improvement, medical expenses, and auto purchases or repairs.

Business Models for Each Product Line

OneMain generates revenue primarily through interest income from personal loans. The business model involves underwriting loans that charge higher interest rates due to the non-prime consumer base. Major expenses include loan loss provisions, operational costs for branches and customer acquisition expenses.

Future Opportunities for Growth

Potential growth opportunities include expanding digital offerings to enhance customer experience and lower costs, as well as expanding its product lines to include secured lending or broader insurance offerings. Geographic expansion within the US could also offer growth avenues.

Potential Major Risks

Major risks include economic downturns leading to increased default rates among its non-prime customers, regulatory challenges in the financial industry, and potential competition from fintech companies offering alternative lending solutions.

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Also read: https://finance.yahoo.com/OMF/profile

Basic Stats
Market Cap-Display Market Cap-Actual Market Cap Enterprise Value-Display Trailing P/E Forward P/E Price/Sales Price/Book Enterprise Value/Revenue Profit Margin Operating Margin Return on Assets Return on Equity Revenue-Display Revenue-Actual Revenue Quarterly Revenue Growth EBITDA-Display Diluted EPS Quarterly Earnings Growth Total Cash-Display Total Cash-Actual Total Cash Total Debt-Display Total Debt-Actual Total Debt Total Debt/Equity Current Ratio Operating Cash Flow-Display Operating Cash Flow-Actual Operating Cash Flow Levered Free Cash Flow-Display % Held by Insiders % Held by Institutions
5.3 B 5300000000.0 5.3 nan B 10.47 7.22 1.18 1.66 5.89 20.38% 27.52% 2.03% 15.96% 2.5 B 2500000000.0 2.5 0.90% nan B 4.24 -23.60% 460.0 mn 458000000.0 0.46 21.6 B 21600000000.0 21.6 6.769 337.11 2.7 B 2700000000.0 2.7 nan B 0.43% 100.47%

source:https://finance.yahoo.com/OMF/key-statistics

Upside-Downside Spread
Key Weighted 5D 1M 3M 6M 1Y 3Y 10Y
Upside % (high) 12.9% 5.59% (50.25) 8.02% (51.405) 23.77% (58.9) 23.77% (58.9) 23.77% (58.9) 23.77% (58.9) 32.78% (63.19)
Downside % (low) 16.22% 5.4% (45.02) 20.15% (38) 20.15% (38) 20.15% (38) 20.15% (38) 39.55% (28.77) 74.34% (12.21)
Spread % -3.32% 0.19% -12.13% 3.61% 3.61% 3.61% -15.78% -41.56%

OMF's price used for computing the stats is 47.59 as on date

Cumulative Return Percent
Key Today 5D 2W 1M 3M 6M 1Y 3Y 10Y
Last Price-Trend PrevClose 1.1% 2.12% 6.44% -1.67% -17.39% -0.34% -6.48% 0.57% -9.49%
Last Price 47.59 47.59 47.59 47.59 47.59 47.59 47.59 47.59 47.59
Trend-Previous Close 47.07 46.6 44.71 48.4 57.61 47.75 50.89 47.32 52.58

OMF's symbol cumulative return percent is computed basis data from date

Return Velocity
5D 2W 1M 3M 6M 1Y
5D window
Metric Mean Median Stdev
Overall 8.0% 50.33 9.86% 51.2 4.55% 47.15 53.51
Up 9.12% 50.85 9.86% 51.2 2.79% 48.9 52.8
Down -0.55% 46.35 0% 46.6 0.79% 45.8 46.9
5D Opportunity:
returns: 2.12% (13.3%), p.close: 46.6
entry: 52.8, exit: 53.51, min.ret: -1.35%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 4.9% 48.88 4.02% 48.47 4.93% 45.44 52.33
Up 6.12% 49.45 4.85% 48.86 3.85% 46.76 52.14
Down -1.2% 46.04 -0.51% 46.36 1.82% 44.77 47.31
5D Opportunity:
returns: 2.12% (11.9%), p.close: 46.6
entry: 52.14, exit: 52.33, min.ret: -0.35%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall -0.69% 46.28 1.08% 47.1 9.04% 39.96 52.6
Up 4.94% 48.9 3.87% 48.4 4.43% 45.81 51.99
Down -5.73% 43.93 -2.53% 45.42 6.53% 39.37 48.49
5D Opportunity:
returns: 2.12% (11.58%), p.close: 46.6
entry: 51.99, exit: 52.6, min.ret: -1.16%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall -0.95% 46.16 -0.74% 46.25 6.68% 41.49 50.83
Up 3.39% 48.18 2.26% 47.65 3.61% 45.65 50.7
Down -4.33% 44.58 -2.98% 45.21 4.6% 41.37 47.8
5D Opportunity:
returns: 2.12% (8.81%), p.close: 46.6
entry: 50.7, exit: 50.83, min.ret: -0.24%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.28% 46.73 0.63% 46.9 5.74% 42.72 50.75
Up 3.31% 48.14 2.22% 47.64 3.54% 45.67 50.61
Down -3.02% 45.19 -1.73% 45.79 3.83% 42.52 47.87
5D Opportunity:
returns: 2.12% (8.61%), p.close: 46.6
entry: 50.61, exit: 50.75, min.ret: -0.26%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.07% 46.63 0.53% 46.85 5.41% 42.85 50.41
Up 2.93% 47.97 2.01% 47.54 3.23% 45.71 50.22
Down -2.82% 45.29 -1.66% 45.82 3.69% 42.71 47.87
5D Opportunity:
returns: 2.12% (7.77%), p.close: 46.6
entry: 50.22, exit: 50.41, min.ret: -0.37%
Using: 5D trend, 0 Days Left
2W window
Metric Mean Median Stdev
Overall 6.78% 47.74 8.4% 48.47 8.39% 42.11 53.37
Up 9.42% 48.92 10.79% 49.54 5.05% 45.53 52.31
Down -4.32% 42.78 -1.93% 43.85 6.32% 38.54 47.02
2W Opportunity:
returns: 6.44% (16.99%), p.close: 44.71
entry: 52.31, exit: 53.37, min.ret: -2.04%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall -2.53% 43.58 -0.07% 44.68 11.88% 35.61 51.54
Up 6.37% 47.56 5.87% 47.33 4.99% 44.21 50.91
Down -9.64% 40.4 -7.72% 41.26 8.87% 34.45 46.35
2W Opportunity: SELL-APPROACHING
returns: 6.44% (13.86%), p.close: 44.71
entry: 50.91, exit: 51.54, min.ret: -1.26%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall -2.01% 43.81 -1.92% 43.85 9.18% 37.65 49.97
Up 4.76% 46.84 3.02% 46.06 4.87% 43.57 50.11
Down -7.07% 41.55 -5.32% 42.33 6.62% 37.11 45.99
2W Opportunity: SELL-APPROACHING
returns: 6.44% (12.07%), p.close: 44.71
entry: 50.11, exit: 49.97, min.ret: 0.28%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.35% 44.86 1.11% 45.21 8.26% 39.33 50.4
Up 4.91% 46.9 3.43% 46.24 4.89% 43.63 50.18
Down -4.89% 42.52 -3.13% 43.31 5.55% 38.8 46.24
2W Opportunity: SELL-APPROACHING
returns: 6.44% (12.24%), p.close: 44.71
entry: 50.18, exit: 50.4, min.ret: -0.44%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.08% 44.74 0.69% 45.02 7.34% 39.82 49.67
Up 4.42% 46.68 3.09% 46.09 4.43% 43.71 49.66
Down -4.46% 42.72 -2.88% 43.42 5.06% 39.32 46.11
2W Opportunity: SELL-APPROACHING
returns: 6.44% (11.06%), p.close: 44.71
entry: 49.66, exit: 49.67, min.ret: -0.03%
Using: 2W trend, 0 Days Left
1M window
Metric Mean Median Stdev
Overall -8.0% 44.53 -7.74% 44.65 4.64% 41.16 47.9
Up 6.24% 51.42 5.87% 51.24 5.2% 47.65 55.2
Down -16.58% 40.38 -16.81% 40.26 3.59% 37.77 42.98
1M Opportunity:
returns: -1.67% (-21.97%), p.close: 48.4
entry: 37.77, exit: 41.16, min.ret: 8.99%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall -4.94% 46.01 -7.28% 44.88 8.33% 39.96 52.06
Up 5.52% 51.07 5.15% 50.89 4.64% 47.7 54.44
Down -11.6% 42.78 -12.91% 42.15 7.25% 37.52 48.05
1M Opportunity:
returns: -1.67% (-22.48%), p.close: 48.4
entry: 37.52, exit: 39.96, min.ret: 6.49%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.11% 48.45 -2.56% 47.16 10.7% 40.68 56.22
Up 7.18% 51.88 5.3% 50.96 6.69% 47.02 56.74
Down -7.87% 44.59 -7.07% 44.98 6.92% 39.57 49.61
1M Opportunity:
returns: -1.67% (-18.25%), p.close: 48.4
entry: 39.57, exit: 40.68, min.ret: 2.81%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall -0.29% 48.26 -1.76% 47.55 8.67% 41.97 54.55
Up 6.4% 51.5 5.2% 50.92 5.69% 47.37 55.63
Down -7.04% 44.99 -6.16% 45.42 5.9% 40.71 49.28
1M Opportunity:
returns: -1.67% (-15.88%), p.close: 48.4
entry: 40.71, exit: 41.97, min.ret: 3.08%
Using: 1M trend, 0 Days Left

OMF's symbol current price is 47.59 (1.1%) as on . Yesterday's close was 47.07. It's return velocities are computed basis data from date .