Insights for Nu Holdings Ltd.
New York Stock Exchange: NU
05 - Growing & Profitable but Heavily Leveraged

Based on PEG Ratio: Unknown
Today's Price
updated on:
12.34 (-0.72%)
Open 12.5 (-1.28%)
High (Upside %) 12.505 (1.34%)
Low (Downside %) 12.26 (0.65%)
P. Close 12.43 (-0.72%)
Open-High % 0.04%
Open-Low % 1.92%
Low-High % 2.0%
Previous Data

NU is a Stock listed in the US on the New York Stock Exchange under the ticker 'NU'

Company Summary

Business Units or Product Lines

Nu Holdings Ltd., through its subsidiaries, operates a digital banking platform primarily in Brazil, as well as Mexico and other Latin American countries. Its main product lines include digital banking services, credit cards, personal loans, and insurance products.

Business Models for Each Product Line

Nu Holdings generates revenue primarily through interest income from personal loans and credit cards, interchange fees from transactions made on its platform, and premiums from its insurance products. Major expenses include technology and infrastructure costs, marketing expenditures, customer service operations, and regulatory compliance.

Future Opportunities for Growth

Nu Holdings has opportunities for growth in expanding its digital banking services across more Latin American markets, increasing its product offerings, and leveraging data analytics to enhance customer experience and drive personalized service delivery. There is also potential in expanding partnerships with other financial and technology firms.

Potential Major Risks

The company faces risks from regulatory changes in different jurisdictions, macroeconomic instability in Latin America, competition from traditional banks and emerging fintech companies, potential cybersecurity threats, and fluctuations in currency exchange rates that could impact financial performance.

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Also read: https://finance.yahoo.com/NU/profile

Basic Stats
Market Cap-Display Market Cap-Actual Market Cap Enterprise Value-Display Trailing P/E Forward P/E Price/Sales Price/Book Enterprise Value/Revenue Profit Margin Operating Margin Return on Assets Return on Equity Revenue-Display Revenue-Actual Revenue Quarterly Revenue Growth EBITDA-Display Diluted EPS Quarterly Earnings Growth Total Cash-Display Total Cash-Actual Total Cash Total Debt-Display Total Debt-Actual Total Debt Total Debt/Equity Current Ratio Operating Cash Flow-Display Operating Cash Flow-Actual Operating Cash Flow Levered Free Cash Flow-Display % Held by Insiders % Held by Institutions
53.01 B 53010000000.0 53.01 nan B 27.27 19.88 6.5 6.93 6.2 35.77% 53.41% 4.23% 28.07% 5.51 B 5510000000.0 5.51 19.10% nan B 0.4 53.10% 10.23 B 10230000000.0 10.23 2.1 B 2100000000.0 2.1 0.2743 0.75 -3510.0 mn -3510000000.0 -3.51 nan B 5.82% 81.00%

source:https://finance.yahoo.com/NU/key-statistics

Upside-Downside Spread
Key Weighted 5D 1M 3M 6M 1Y 3Y 10Y
Upside % (high) 14.47% 1.05% (12.47) 1.05% (12.47) 14.1% (14.08) 30.83% (16.145) 30.83% (16.145) 30.83% (16.145) 360.53% (56.83)
Downside % (low) 21.52% 7.13% (11.46) 26.99% (9.01) 26.99% (9.01) 26.99% (9.01) 26.99% (9.01) 73.58% (3.26) 73.58% (3.26)
Spread % -7.05% -6.08% -25.93% -12.88% 3.85% 3.85% -42.75% 286.95%

NU's price used for computing the stats is 12.34 as on date

Cumulative Return Percent
Key Today 5D 2W 1M 3M 6M 1Y 3Y 10Y
Last Price-Trend PrevClose -0.72% 7.4% 13.84% 19.23% 0.0% -12.85% 11.67% 78.32%
Last Price 12.34 12.34 12.34 12.34 12.34 12.34 12.34 12.34 12.34
Trend-Previous Close 12.43 11.49 10.84 10.35 12.34 14.16 11.05 6.92 None

NU's symbol cumulative return percent is computed basis data from date

Return Velocity
5D 2W 1M 3M 6M 1Y
5D window
Metric Mean Median Stdev
Overall 10.08% 12.65 9.18% 12.54 2.09% 12.29 13.01
Up 10.08% 12.65 9.18% 12.54 2.09% 12.29 13.01
Down -0.69% 11.41 0% 11.49 1.14% 11.21 11.61
5D Opportunity:
returns: 7.4% (13.22%), p.close: 11.49
entry: 13.01, exit: 13.01, min.ret: -%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 6.92% 12.29 7.75% 12.38 4.29% 11.55 13.02
Up 7.31% 12.33 7.75% 12.38 3.73% 11.69 12.97
Down -1.08% 11.37 0% 11.49 1.97% 11.03 11.71
5D Opportunity: SELL-APPROACHING
returns: 7.4% (12.9%), p.close: 11.49
entry: 12.97, exit: 13.02, min.ret: -0.4%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 2.38% 11.76 4.09% 11.96 7.5% 10.47 13.06
Up 5.77% 12.15 5.53% 12.13 4.53% 11.37 12.93
Down -3.84% 11.05 -1.92% 11.27 4.14% 10.34 11.76
5D Opportunity: SELL-APPROACHING
returns: 7.4% (12.56%), p.close: 11.49
entry: 12.93, exit: 13.06, min.ret: -0.95%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.5% 11.55 0.57% 11.56 8.2% 10.13 12.96
Up 4.68% 12.03 3.87% 11.93 4.3% 11.29 12.77
Down -4.37% 10.99 -2.43% 11.21 5.66% 10.01 11.96
5D Opportunity: SELL-APPROACHING
returns: 7.4% (11.13%), p.close: 11.49
entry: 12.77, exit: 12.96, min.ret: -1.5%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall -0.26% 11.46 0.68% 11.57 7.88% 10.1 12.82
Up 4.03% 11.95 3.27% 11.87 3.75% 11.31 12.6
Down -4.32% 10.99 -1.84% 11.28 5.57% 10.03 11.95
5D Opportunity: SELL-APPROACHING
returns: 7.4% (9.65%), p.close: 11.49
entry: 12.6, exit: 12.82, min.ret: -1.75%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.49% 11.55 0.6% 11.56 7.18% 10.31 12.78
Up 4.03% 11.95 2.85% 11.82 4.02% 11.26 12.65
Down -3.48% 11.09 -1.54% 11.31 4.62% 10.29 11.89
5D Opportunity: SELL-APPROACHING
returns: 7.4% (10.05%), p.close: 11.49
entry: 12.65, exit: 12.78, min.ret: -1.09%
Using: 5D trend, 0 Days Left
2W window
Metric Mean Median Stdev
Overall 12.21% 12.16 14.87% 12.45 5.03% 11.35 12.98
Up 12.62% 12.21 14.87% 12.45 4.82% 11.42 12.99
Down -2.32% 10.59 0% 10.84 3.58% 10.01 11.17
2W Opportunity: SELL-APPROACHING
returns: 13.84% (19.85%), p.close: 10.84
entry: 12.99, exit: 12.98, min.ret: 0.09%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 1.54% 11.01 2.96% 11.16 11.92% 9.07 12.95
Up 6.96% 11.59 5.1% 11.39 6.4% 10.55 12.63
Down -7.71% 10.0 -7.6% 10.02 6.2% 9.0 11.01
2W Opportunity: SELL-APPROACHING
returns: 13.84% (16.56%), p.close: 10.84
entry: 12.63, exit: 12.95, min.ret: -2.46%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.95% 10.94 3.32% 11.2 12.9% 8.85 13.04
Up 7.57% 11.66 6.4% 11.53 6.27% 10.64 12.68
Down -7.36% 10.04 -5.42% 10.25 7.98% 8.74 11.34
2W Opportunity: SELL-APPROACHING
returns: 13.84% (16.97%), p.close: 10.84
entry: 12.68, exit: 13.04, min.ret: -2.84%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall -0.62% 10.77 1.34% 10.99 11.38% 8.92 12.62
Up 6.5% 11.54 5.72% 11.46 5.31% 10.68 12.41
Down -7.17% 10.06 -4.97% 10.3 7.19% 8.89 11.23
2W Opportunity: SELL-APPROACHING
returns: 13.84% (14.46%), p.close: 10.84
entry: 12.41, exit: 12.62, min.ret: -1.74%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.83% 10.93 1.92% 11.05 10.45% 9.23 12.63
Up 6.37% 11.53 5.29% 11.41 5.9% 10.57 12.49
Down -5.7% 10.22 -3.29% 10.48 6.24% 9.21 11.24
2W Opportunity: SELL-APPROACHING
returns: 13.84% (15.22%), p.close: 10.84
entry: 12.49, exit: 12.63, min.ret: -1.12%
Using: 2W trend, 0 Days Left
1M window
Metric Mean Median Stdev
Overall -1.12% 10.23 -2.41% 10.1 8.13% 8.97 11.5
Up 8.62% 11.24 10.24% 11.41 5.88% 10.33 12.16
Down -12.03% 9.1 -11.76% 9.13 5.03% 8.32 9.88
1M Opportunity: SELL-ACTIVE
returns: 19.23% (17.45%), p.close: 10.35
entry: 12.16, exit: 11.5, min.ret: 5.43%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.86% 10.44 -3.05% 10.03 16.55% 7.87 13.01
Up 12.14% 11.61 11.16% 11.5 9.75% 10.09 13.12
Down -11.66% 9.14 -11.22% 9.19 9.12% 7.73 10.56
1M Opportunity: SELL-APPROACHING
returns: 19.23% (26.77%), p.close: 10.35
entry: 13.12, exit: 13.01, min.ret: 0.85%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall -2.83% 10.06 -5.72% 9.76 15.69% 7.62 12.49
Up 9.43% 11.33 6.72% 11.05 8.71% 9.97 12.68
Down -12.46% 9.06 -11.85% 9.12 9.02% 7.66 10.46
1M Opportunity: SELL-APPROACHING
returns: 19.23% (22.5%), p.close: 10.35
entry: 12.68, exit: 12.49, min.ret: 1.46%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.58% 10.41 -0.3% 10.32 13.62% 8.29 12.53
Up 9.44% 11.33 7.36% 11.11 8.31% 10.04 12.62
Down -9.61% 9.36 -8.33% 9.49 8.28% 8.07 10.64
1M Opportunity: SELL-APPROACHING
returns: 19.23% (21.91%), p.close: 10.35
entry: 12.62, exit: 12.53, min.ret: 0.73%
Using: 1M trend, 0 Days Left

NU's symbol current price is 12.34 (-0.72%) as on . Yesterday's close was 12.43. It's return velocities are computed basis data from date .