Insights for HDFC Bank
National Stock Exchange: HDFCBANK
05 - Growing & Profitable but Heavily Leveraged

Sector: Misc
Industry: Misc
Based on PEG Ratio: Unknown
Today's Price
updated on:
1935.4 (0.93%)
Open 1924.0 (0.59%)
High (Upside %) 1938.9 (0.18%)
Low (Downside %) 1920.1 (0.8%)
P. Close 1917.6 (0.93%)
Open-High % 0.77%
Open-Low % 0.2%
Low-High % 0.98%
Previous Data

HDFCBANK is a Stock listed in the India on the National Stock Exchange under the ticker 'HDFCBANK'

Company Summary

Business Units or Product Lines

HDFC Bank operates primarily in three business segments: Retail Banking, Wholesale Banking, and Treasury. Retail Banking includes personal loans, auto loans, and credit cards. Wholesale Banking involves services to corporate clients like working capital finance, trade services, and investment banking. Treasury operations involve liquidity management, foreign exchange, and trading operations.

Business Models for Each Product Line

Retail Banking generates revenue through interest on loans, fees from credit card transactions, processing fees, and penalties. Wholesale Banking earns from interest on loans, fees on advisory services, and transaction banking services. Treasury income comes from trading in bonds, foreign exchange, and managing the bank's investment portfolio. Major expense categories include interest paid on deposits, operating costs, and provision for loan losses.

Future Opportunities for Growth

Opportunities for growth include expanding digital banking services, increasing penetration in rural markets, and leveraging technology for operational efficiency. Additionally, there is potential in growing the credit card segment and personal lending due to rising consumer spending in India.

Potential Major Risks

Major risks include regulatory changes affecting banking operations, rising non-performing assets due to economic downturns, cyber-security threats, and increased competition from non-banking financial companies and fintech firms.

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Also read: https://finance.yahoo.com/HDFCBANK.NS/profile

Basic Stats
Market Cap-Display Market Cap-Actual Market Cap Enterprise Value-Display Enterprise Value-Actual Enterprise Value Trailing P/E Forward P/E Price/Sales Price/Book Enterprise Value/Revenue Profit Margin Operating Margin Return on Assets Return on Equity Revenue-Display Revenue-Actual Revenue Quarterly Revenue Growth EBITDA-Display Diluted EPS Quarterly Earnings Growth Total Cash-Display Total Cash-Actual Total Cash Total Debt-Display Total Debt-Actual Total Debt Operating Cash Flow-Display Operating Cash Flow-Actual Operating Cash Flow Levered Free Cash Flow-Display % Held by Insiders % Held by Institutions
14.94 lakh cr 14941702586368.0 1494170.26 19.04 lakh cr 19042276474880.0 1904227.65 21.25 20.24 5.48 2.86 6.98 25.95% 36.81% 1.74% 14.57% 2.73 lakh cr 2728471298048.0 272847.13 3.9% nan Cr 91.78 6.9% 2.5 lakh cr 2499479076864.0 249947.91 6.35 lakh cr 6346055876608.0 634605.59 -20676911.0 lakh -2067691077632.0 -206769.11 nan Cr 0.2% 55.54%

source:https://finance.yahoo.com/HDFCBANK.NS/key-statistics

Upside-Downside Spread
Key Weighted 5D 1M 3M 6M 1Y 3Y 10Y
Upside % (high) 3.25% 3.08% (1995) 3.15% (1996.3) 3.15% (1996.3) 3.15% (1996.3) 3.15% (1996.3) 3.15% (1996.3) 3.15% (1996.3)
Downside % (low) 7.28% 1.16% (1913) 1.98% (1897) 13.71% (1670.05) 16.07% (1624.3) 19.8% (1552.2) 34.3% (1271.6) 76.03% (464)
Spread % -4.03% 1.92% 1.16% -10.56% -12.93% -16.65% -31.15% -72.88%

HDFCBANK's price used for computing the stats is 1935.4 as on date

Cumulative Return Percent
Key Today 5D 2W 1M 3M 6M 1Y 3Y 10Y
Last Price-Trend PrevClose 0.93% -2.19% -0.49% 1.3% 14.52% 7.24% 23.01% 39.03% 273.81%
Last Price 1935.4 1935.4 1935.4 1935.4 1935.4 1935.4 1935.4 1935.4 1935.4
Trend-Previous Close 1917.6 1978.7 1944.9 1910.6 1690 1804.7 1573.35 1392.05 517.75

HDFCBANK's symbol cumulative return percent is computed basis data from date

Return Velocity
5D 2W 1M 3M 6M 1Y
5D window
Metric Mean Median Stdev
Overall 0.32% 1985.05 0.47% 1988.08 2.22% 1919.21 2050.89
Up 1.74% 2013.12 1.94% 2017.13 1.09% 1980.87 2045.38
Down -0.76% 1963.69 -0.32% 1972.41 1.31% 1924.68 2002.69
5D Opportunity: BUY-APPROACHING
returns: -2.19% (-2.73%), p.close: 1978.7
entry: 1924.68, exit: 1919.21, min.ret: -0.28%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.49% 1988.4 0.7% 1992.49 1.6% 1940.79 2036.01
Up 1.39% 2006.21 1.32% 2004.91 0.89% 1979.87 2032.56
Down -0.6% 1966.84 -0.23% 1974.07 0.95% 1938.74 1994.94
5D Opportunity: BUY-ACTIVE
returns: -2.19% (-2.02%), p.close: 1978.7
entry: 1938.74, exit: 1940.79, min.ret: 0.11%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.35% 1985.69 0.34% 1985.34 1.23% 1949.19 2022.18
Up 1.16% 2001.61 1.08% 2000.17 0.94% 1973.69 2029.52
Down -0.69% 1965.1 -0.37% 1971.32 0.85% 1939.78 1990.42
5D Opportunity: BUY-ACTIVE
returns: -2.19% (-1.97%), p.close: 1978.7
entry: 1939.78, exit: 1949.19, min.ret: 0.49%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 1.05% 1999.48 0.53% 1989.17 2.6% 1922.35 2076.61
Up 2.02% 2018.76 1.31% 2004.59 2.08% 1956.93 2080.58
Down -0.89% 1961.11 -0.37% 1971.32 1.08% 1929.03 1993.19
5D Opportunity: BUY-APPROACHING
returns: -2.19% (-2.51%), p.close: 1978.7
entry: 1929.03, exit: 1922.35, min.ret: -0.35%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.34% 1985.5 0.27% 1984.04 2.66% 1906.69 2064.32
Up 1.63% 2010.99 1.19% 2002.2 1.76% 1958.74 2063.23
Down -1.27% 1953.54 -0.77% 1963.53 1.46% 1910.23 1996.86
5D Opportunity: BUY-APPROACHING
returns: -2.19% (-3.46%), p.close: 1978.7
entry: 1910.23, exit: 1906.69, min.ret: -0.19%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.5% 1988.57 0.48% 1988.13 2.77% 1906.32 2070.82
Up 1.79% 2014.12 1.28% 2004.04 1.76% 1961.75 2066.5
Down -1.28% 1953.46 -0.7% 1964.9 1.66% 1904.26 2002.66
5D Opportunity: BUY-APPROACHING
returns: -2.19% (-3.76%), p.close: 1978.7
entry: 1904.26, exit: 1906.32, min.ret: 0.11%
Using: 5D trend, 0 Days Left
2W window
Metric Mean Median Stdev
Overall 0.96% 1963.63 1.11% 1966.52 1.16% 1929.71 1997.56
Up 1.87% 1981.32 1.87% 1981.3 0.82% 1957.29 2005.35
Down -0.47% 1935.82 -0.25% 1939.95 0.53% 1920.49 1951.15
2W Opportunity: BUY-APPROACHING
returns: -0.49% (-1.25%), p.close: 1944.9
entry: 1920.49, exit: 1929.71, min.ret: 0.48%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.5% 1954.56 0.51% 1954.73 1.1% 1922.48 1986.65
Up 1.52% 1974.45 1.55% 1975.01 0.92% 1947.59 2001.3
Down -1.04% 1924.71 -0.92% 1927.03 0.94% 1897.19 1952.24
2W Opportunity:
returns: -0.49% (-2.45%), p.close: 1944.9
entry: 1897.19, exit: 1922.48, min.ret: 1.33%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 2.13% 1986.35 1.47% 1973.54 3.11% 1895.6 2077.1
Up 3.43% 2011.7 2.38% 1991.23 2.97% 1924.91 2098.49
Down -1.05% 1924.51 -0.75% 1930.32 1.11% 1891.98 1957.03
2W Opportunity:
returns: -0.49% (-2.72%), p.close: 1944.9
entry: 1891.98, exit: 1895.6, min.ret: 0.19%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.8% 1960.45 0.48% 1954.22 3.87% 1847.4 2073.49
Up 2.74% 1998.17 1.99% 1983.69 2.67% 1920.31 2076.03
Down -1.84% 1909.09 -1.17% 1922.17 2.1% 1847.89 1970.28
2W Opportunity:
returns: -0.49% (-4.99%), p.close: 1944.9
entry: 1847.89, exit: 1847.4, min.ret: -0.03%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 1.03% 1964.87 0.76% 1959.65 3.95% 1849.75 2080.0
Up 2.98% 2002.95 2.28% 1989.21 2.67% 1925.18 2080.72
Down -1.88% 1908.24 -1.06% 1924.32 2.21% 1843.91 1972.57
2W Opportunity:
returns: -0.49% (-5.19%), p.close: 1944.9
entry: 1843.91, exit: 1849.75, min.ret: 0.32%
Using: 2W trend, 0 Days Left
1M window
Metric Mean Median Stdev
Overall 1.68% 1942.73 0.89% 1927.55 2.54% 1869.92 2015.54
Up 3.05% 1968.89 2.26% 1953.73 2.56% 1895.5 2042.29
Down -1.34% 1884.92 -1.5% 1881.92 1.07% 1854.31 1915.53
1M Opportunity:
returns: 1.3% (6.89%), p.close: 1910.6
entry: 2042.29, exit: 2015.54, min.ret: 1.31%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 4.4% 1994.6 4.36% 1993.94 4.17% 1875.15 2114.05
Up 5.92% 2023.74 5.49% 2015.56 4.04% 1907.98 2139.5
Down -1.41% 1883.74 -1.17% 1888.26 1.23% 1848.55 1918.93
1M Opportunity:
returns: 1.3% (11.98%), p.close: 1910.6
entry: 2139.5, exit: 2114.05, min.ret: 1.19%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 1.89% 1946.74 2.67% 1961.68 5.86% 1778.77 2114.71
Up 4.91% 2004.39 4.61% 1998.77 3.74% 1897.27 2111.51
Down -2.92% 1854.88 -1.83% 1875.56 3.37% 1758.34 1951.42
1M Opportunity:
returns: 1.3% (10.52%), p.close: 1910.6
entry: 2111.51, exit: 2114.71, min.ret: -0.15%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 2.44% 1957.21 2.09% 1950.51 5.48% 1800.11 2114.3
Up 5.53% 2016.3 4.78% 2001.99 4.1% 1898.86 2133.74
Down -2.58% 1861.29 -1.58% 1880.46 2.96% 1776.44 1946.14
1M Opportunity:
returns: 1.3% (11.68%), p.close: 1910.6
entry: 2133.74, exit: 2114.3, min.ret: 0.91%
Using: 1M trend, 0 Days Left

HDFCBANK's symbol current price is 1935.4 (0.93%) as on . Yesterday's close was 1917.6. It's return velocities are computed basis data from date .