Insights for American International Group, Inc.
New York Stock Exchange: AIG
07 - Growing but not well-funded & Loss-Making

Industry: Insurance
Based on PEG Ratio: 01 - Under Valued
Today's Price
updated on:
80.495 (-1.84%)
Open 81.35 (-1.05%)
High (Upside %) 81.62 (1.4%)
Low (Downside %) 80.0 (0.62%)
P. Close 82.0 (-1.84%)
Open-High % 0.33%
Open-Low % 1.66%
Low-High % 2.03%
Previous Data

AIG is a Stock listed in the US on the New York Stock Exchange under the ticker 'AIG'

Company Summary

Business Units or Product Lines

American International Group, Inc. (AIG) operates primarily through two main segments: General Insurance and Life and Retirement. The General Insurance segment comprises Commercial, Personal Insurance, and the Global Reinsurance business, offering products such as liability, financial lines, property, and specialty coverages. The Life and Retirement segment includes Individual Retirement, Group Retirement, Life Insurance, and Institutional Markets, providing solutions like fixed annuities, variable annuities, index annuities, mutual funds, and related products.

Business Models for Each Product Line

AIG generates revenue through the underwriting of insurance premiums and investment income derived from their insurance operations. General Insurance earns premiums from commercial and personal insurance products, while the Life and Retirement segment earns revenue from product sales like annuities and insurance, along with investment spreads. Major expense categories include policyholder claims, benefit payouts, commissions to agents, and operational costs such as staff salaries, administrative expenses, and regulatory compliance.

Future Opportunities for Growth

AIG has opportunities to grow through digital transformation, leveraging technology to enhance underwriting capabilities, customer experiences, and operational efficiency. Expansion in emerging markets and the introduction of innovative insurance products adaptive to changing demographies and new risks, such as cyber threats, present significant growth potential. Moreover, strategic partnerships and acquisitions could drive expansion into complementary business areas.

Potential Major Risks

Major risks for AIG include exposure to natural catastrophes, which could lead to significant claims. The insurance industry is heavily regulated, and changes in regulations or non-compliance could impact operations. Financial market volatility affects investment income and asset-liability matching in the retirement segment. Prolonged low-interest rates pressure investment income, and competition from insurtech and traditional firms may impact market share.

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Also read: https://finance.yahoo.com/AIG/profile

Basic Stats
Market Cap-Display Market Cap-Actual Market Cap Enterprise Value-Display Enterprise Value-Actual Enterprise Value Trailing P/E Forward P/E PEG Ratio (5yr expected) Price/Sales Price/Book Enterprise Value/Revenue Profit Margin Operating Margin Return on Assets Return on Equity Revenue-Display Revenue-Actual Revenue Quarterly Revenue Growth EBITDA-Display EBITDA-Actual EBITDA Diluted EPS Quarterly Earnings Growth Total Cash-Display Total Cash-Actual Total Cash Total Debt-Display Total Debt-Actual Total Debt Total Debt/Equity Current Ratio Operating Cash Flow-Display Operating Cash Flow-Actual Operating Cash Flow Levered Free Cash Flow-Display Levered Free Cash Flow-Actual Levered Free Cash Flow % Held by Insiders % Held by Institutions
47.37 B 47370000000.0 47.37 54.99 B 54990000000.0 54.99 19.94 12.56 0.85 1.96 1.11 2.02 -5.20% 25.59% 0.75% 5.75% 27.03 B 27030000000.0 27.03 8.80% 7.82 B 7820000000.0 7.82 4.07 865.60% 15.71 B 15710000000.0 15.71 9.79 B 9790000000.0 9.79 0.23010000000000003 0.66 3.27 B 3270000000.0 3.27 16.33 B 16330000000.0 16.33 0.29% 96.86%

source:https://finance.yahoo.com/AIG/key-statistics

Upside-Downside Spread
Key Weighted 5D 1M 3M 6M 1Y 3Y 10Y
Upside % (high) 7.19% 2.91% (82.84) 9.41% (88.07) 9.41% (88.07) 9.41% (88.07) 9.41% (88.07) 9.41% (88.07) 9.41% (88.07)
Downside % (low) 7.59% 0.7% (79.93) 5.47% (76.09) 10.88% (71.74) 13.98% (69.24) 14.28% (69) 43.28% (45.66) 80.04% (16.07)
Spread % -0.41% 2.21% 3.94% -1.47% -4.57% -4.87% -33.87% -70.63%

AIG's price used for computing the stats is 80.495 as on date

Cumulative Return Percent
Key Today 5D 2W 1M 3M 6M 1Y 3Y 10Y
Last Price-Trend PrevClose -1.75% 1.4% -1.8% -4.39% 7.69% 4.57% 7.37% 27.51% 42.12%
Last Price 80.495 80.495 80.495 80.495 80.495 80.495 80.495 80.495 80.495
Trend-Previous Close 81.93 79.38 81.97 84.19 74.75 76.98 74.97 63.13 56.64

AIG's symbol cumulative return percent is computed basis data from date

Return Velocity
5D 2W 1M 3M 6M 1Y
5D window
Metric Mean Median Stdev
Overall 0.99% 80.16 0.17% 79.52 1.5% 78.38 81.95
Up 1.57% 80.63 1.61% 80.66 1.49% 78.86 82.4
Down -1.97% 77.81 -2.17% 77.66 1.19% 76.39 79.23
5D Opportunity:
returns: 1.4% (3.8%), p.close: 79.38
entry: 82.4, exit: 81.95, min.ret: 0.55%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.99% 80.16 0.14% 79.49 2.89% 76.72 83.61
Up 2.2% 81.13 1.19% 80.32 2.65% 77.97 84.28
Down -1.57% 78.13 -2.07% 77.74 1.32% 76.56 79.7
5D Opportunity:
returns: 1.4% (6.18%), p.close: 79.38
entry: 84.28, exit: 83.61, min.ret: 0.8%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall -0.46% 79.02 0.35% 79.66 4.69% 73.43 84.6
Up 2.32% 81.22 1.55% 80.61 2.21% 78.59 83.85
Down -3.16% 76.87 -1.86% 77.9 3.92% 72.21 81.54
5D Opportunity:
returns: 1.4% (5.64%), p.close: 79.38
entry: 83.85, exit: 84.6, min.ret: -0.89%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.77% 79.99 0.87% 80.07 3.48% 75.84 84.13
Up 2.39% 81.28 1.9% 80.89 2.09% 78.79 83.77
Down -1.83% 77.93 -1.05% 78.55 2.62% 74.8 81.05
5D Opportunity:
returns: 1.4% (5.53%), p.close: 79.38
entry: 83.77, exit: 84.13, min.ret: -0.44%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.28% 79.6 0.17% 79.51 2.97% 76.06 83.15
Up 1.81% 80.81 1.15% 80.29 1.9% 78.55 83.08
Down -1.69% 78.04 -1.11% 78.5 2.07% 75.57 80.51
5D Opportunity:
returns: 1.4% (4.66%), p.close: 79.38
entry: 83.08, exit: 83.15, min.ret: -0.08%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.23% 79.57 0.29% 79.61 3.06% 75.92 83.21
Up 1.81% 80.82 1.34% 80.45 1.77% 78.71 82.93
Down -1.63% 78.08 -0.96% 78.62 2.15% 75.53 80.64
5D Opportunity:
returns: 1.4% (4.47%), p.close: 79.38
entry: 82.93, exit: 83.21, min.ret: -0.34%
Using: 5D trend, 0 Days Left
2W window
Metric Mean Median Stdev
Overall -1.51% 80.73 -0.3% 81.72 4.66% 75.0 86.46
Up 2.22% 83.79 0.97% 82.77 2.76% 80.39 87.19
Down -5.45% 77.5 -3.66% 78.97 4.75% 71.66 83.34
2W Opportunity:
returns: -1.8% (-12.58%), p.close: 81.97
entry: 71.66, exit: 75.0, min.ret: 4.66%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall -1.09% 81.08 -0.3% 81.72 4.5% 75.55 86.61
Up 3.23% 84.62 3.77% 85.06 2.17% 81.95 87.29
Down -4.61% 78.19 -3.66% 78.97 4.15% 73.09 83.29
2W Opportunity:
returns: -1.8% (-10.84%), p.close: 81.97
entry: 73.09, exit: 75.55, min.ret: 3.36%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 1.73% 83.39 2.79% 84.26 4.05% 78.41 88.36
Up 4.05% 85.29 4.07% 85.31 2.59% 82.1 88.48
Down -2.45% 79.96 -1.29% 80.91 3.03% 76.24 83.68
2W Opportunity:
returns: -1.8% (-6.99%), p.close: 81.97
entry: 76.24, exit: 78.41, min.ret: 2.86%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.66% 82.51 0.73% 82.57 3.75% 77.9 87.12
Up 2.91% 84.35 2.3% 83.86 2.56% 81.2 87.51
Down -2.48% 79.94 -1.88% 80.43 2.55% 76.8 83.07
2W Opportunity:
returns: -1.8% (-6.31%), p.close: 81.97
entry: 76.8, exit: 77.9, min.ret: 1.44%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.45% 82.34 0.5% 82.38 3.8% 77.66 87.02
Up 2.86% 84.32 2.46% 83.99 2.35% 81.42 87.21
Down -2.45% 79.96 -1.75% 80.53 2.54% 76.83 83.09
2W Opportunity:
returns: -1.8% (-6.26%), p.close: 81.97
entry: 76.83, exit: 77.66, min.ret: 1.08%
Using: 2W trend, 0 Days Left
1M window
Metric Mean Median Stdev
Overall 0.29% 84.44 -1.63% 82.82 4.58% 78.65 90.22
Up 6.45% 89.62 6.52% 89.68 1.8% 87.34 91.9
Down -4.81% 80.14 -4.94% 80.03 2.72% 76.71 83.57
1M Opportunity:
returns: -4.39% (-8.89%), p.close: 84.19
entry: 76.71, exit: 78.65, min.ret: 2.53%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 4.3% 87.81 4.68% 88.13 4.91% 81.61 94.01
Up 7.26% 90.3 6.96% 90.05 2.96% 86.57 94.04
Down -2.81% 81.82 -2.85% 81.79 2.41% 78.78 84.86
1M Opportunity: BUY-APPROACHING
returns: -4.39% (-6.43%), p.close: 84.19
entry: 78.78, exit: 81.61, min.ret: 3.6%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 1.84% 85.74 1.32% 85.3 5.14% 79.26 92.23
Up 5.16% 88.54 4.81% 88.24 3.65% 83.93 93.14
Down -3.31% 81.4 -3.07% 81.6 2.56% 78.18 84.63
1M Opportunity: BUY-APPROACHING
returns: -4.39% (-7.14%), p.close: 84.19
entry: 78.18, exit: 79.26, min.ret: 1.38%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.84% 84.9 0.18% 84.34 4.95% 78.65 91.15
Up 4.6% 88.06 4.54% 88.01 3.37% 83.81 92.31
Down -3.7% 81.08 -3.27% 81.43 2.89% 77.42 84.73
1M Opportunity: BUY-APPROACHING
returns: -4.39% (-8.04%), p.close: 84.19
entry: 77.42, exit: 78.65, min.ret: 1.58%
Using: 1M trend, 0 Days Left

AIG's symbol current price is 80.5 (-1.75%) as on . Yesterday's close was 81.93. It's return velocities are computed basis data from date .

Win Percent
Key Weighted 5D 1M 3M 6M 1Y 3Y
Open-High (> 1.0%) 47.56% 40.0% 54.55% 54.55% 44.7% 38.49% 44.71%
Open-Low (> 1.0%) 53.8% 60.0% 54.55% 46.97% 42.42% 39.29% 37.04%
Open-Close-Up (> 0.5%) 25.34% 20.0% 22.73% 36.36% 31.82% 31.35% 36.11%
Open-Close-Down (> 0.5%) 43.42% 60.0% 36.36% 27.27% 30.3% 30.56% 31.22%
Low-Close-Up (> 1.0%) 35.18% 20.0% 45.45% 48.48% 37.88% 37.7% 41.14%
High-Close-Down (> 1.0%) 54.61% 60.0% 54.55% 48.48% 49.24% 42.06% 41.14%

AIG's symbol win percent is computed basis data from date